Legal Documents

• Privacy Policy. Describes the use and protection of your personal information.
• Terms and Conditions. General agreement you accept when you use the UNest website and mobile apps.
• Investment Advisory Agreement. Agreement you accept when you create an investment account with UNest.
• Form CRS. SEC-required Customer Relationship Summary with disclosures about UNest’s business, services, and advisory practices.
• SEC Rule 606 Disclosure. Quarterly report that details how UNest routes orders for execution.
• Form ADV Part 1. SEC-required filing with detailed information about UNest.
• Form ADV Part 2. (Wrap Fee Brochure). SEC-required brochure that details UNest’s services and fees.
• Apex Account Agreement. Apex helps to power the UNest service. When you create an investment account with UNest, you also agree to the Apex Account Agreement.
• Important Disclosures. Information you should know about the investment-related information on the UNest website and in the UNest apps.