Important Disclosures

Certain information provided on the UNest Advisers, LLC (“UNest”) website is based on third-party sources, which information, although believed to be accurate, has not been independently verified. UNest assumes no liability for errors and omissions in the information contained herein. This website information is provided for informational purposes only.

Forward-Looking Statements

The presentations included on this website may contain “forward-looking statements” based on UNest’s beliefs and assumptions concerning future events based on information currently available to UNest. Current and prospective clients are cautioned not to put undue reliance on such forward-looking statements, which are not a guarantee of future performance and are subject to a number of uncertainties and other factors, many of which are outside UNest’s control, which could cause actual results to differ materially from such statements. Any forward-looking statements speak only as of the date they are made, and UNest assumes no duty to and does not undertake to update forward-looking statements.

Hypothetical Performance Disclosure (anywhere projected growth is shown)

The performance results for UNest’s investment account is based, in part, upon certain hypothetical assumptions that UNest has compiled. Hypothetical performance results may have inherent limitations, some of which are described below. No representation is being made that an investment account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently significant differences between model or forward-looking projections and performance results subsequently achieved by following a particular strategy. These returns should not be considered indicative of the skills of the investment adviser. Actual client account performance may vary based on each account’s setup and activity. Investments in an investment account involve risk, including the loss of principal.

Hypothetical Projections Presented Net of Membership Fees

In cases where the UNest website and mobile application present hypothetical growth projections, the projections may show the hypothetical growth of investment accounts. In most cases, the monthly membership fee is not deducted from the investment account, but in certain situations, it may be. Therefore any hypothetical projections are shown assuming the monthly membership fee has been deducted. The net-of-fee projections do not reflect the reinvestment of dividends and other earnings.

Performance results will vary based on when an investor invested during the measured period. Past performance is no guarantee of future results. SEC registration does not imply a certain level of skill or training. 

Blogs on the UNest Website

Blogs and articles contain the current, good-faith opinions of the authors but not necessarily those of UNest. The documents are meant for educational purposes only and should not be considered as investment advice or a recommendation of any type. The documents may contain forward-looking statements.

Important UNest Crypto LLC Disclosure

Any and all offers related to cryptocurrency are made by UNest Crypto, LLC. This is not an offer to buy or sell any securities or invest in any particular strategy. This offer is not affiliated with UNest Advisors, LLC or UNest Securities, LLC.

Cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance. Crypto Investing involves significant risk, including but not limited to market swings, flash crashes. Cryptocurrency markets and exchanges are not regulated with the same controls and protections as equity trading.

UNest Crypto accounts are not UTMA/UGMA’s. They are individual brokerage accounts in your name and are treated as such for tax reporting and legal purposes. See our full crypto Risk Disclosure here.

Investing involves risk and investments may lose value. Please consider your investment risk tolerance, objectives and UNest pricing before investing. Past performance does not guarantee or indicate future results. Investment outcomes and projections are hypothetical in nature. UNest does not provide tax advice.

Disclosures related to your brokerage account with UNest Securities, LLC.

Rule 606 Disclosure

Brokerage services are provided to clients of UNest Advisers, LLC. via a registered broker-dealer, UNest Securities, LLC. UNest Securities, LLC. directs orders to Apex Clearing Corporation, Inc., our custodian and clearing agent (Apex), for execution. Apex makes any and all order routing decisions on orders submitted by UNest Securities, LLC. Apex routes 100% of our orders to broker-dealers or market centers for execution. The market centers where Apex routes orders may include dealers who make markets in these securities. You may view the quarterly 606 reports for Apex to learn more about their order routing practices.

Order Routing Disclosure

Depending on the security traded and absent specific direction from the Customer, orders are routed to market centers (i.e., broker-dealers, primary exchanges, or electronic communication networks) for execution. Routing decisions are based on several factors, including the size of the order, the opportunity for price improvement, and the quality of order executions, and decisions are regularly reviewed to ensure the duty of best execution is met. UNest Securities, LLC., as the Introducing Broker, may receive compensation or other consideration in circumstances where Apex places orders with market centers for execution. The amount of the compensation depends on the agreement reached with each venue. The source and nature of compensation relating to the Customer’s transactions will be furnished upon written request from Apex. Apex executes orders based on their own best execution procedures.