Build the future for your kids.
Your kid’s nest egg for college, their first car, or any of life’s goals. We make it simple to add crypto alongside traditional investments.

*Any and all offers related to cryptocurrency are made by UNest Crypto, LLC. See our full crypto Risk Disclosure here.
Your kid’s nest egg for college, their first car, or any of life’s goals. We make it simple to add crypto alongside traditional investments.
Choose from Bitcoin, Ethereum, Solana and other popular digital assets.*
Access crypto using your UNest Core membership with no additional transaction fees.
Your account information is protected with bank-level security and encryption to keep you secure.
Just like life, crypto can be complicated.
Until now. UNest makes it simple to add crypto
to your child’s portfolio. For parents, by parents.
Think ahead. Build your kid’s nest egg. Now crypto can be part of your investment mix.
Build your child’s future with crypto, UNest’s core investment solutions, rewards and more for a single membership fee.
You’ve got questions. We’ve got the answers
to help you along the way.
UNest Crypto provides parents a simple way to invest in leading cryptocurrencies, including Bitcoin and Ethereum.
We created UNest Crypto to serve parents and guardians that want their children to gain direct exposure to the demand for digital currency. At this time, UNest Crypto is available to most US residents. Notable exceptions include New York, where access is limited.
UNest members can invest in Bitcoin, Solana, and other popular digital assets available in the UNest app. Availability of particular cryptocurrencies may vary, depending on a member’s location. Before investing in a particular cryptocurrency, we encourage you to learn more about each project by reviewing the ‘about’ and ‘key stats’ sections, as well as researching the risks and benefits of each project.
UNest Plus members will automatically have the ability to sign up for UNest Crypto. UNest Core members will be able to access UNest Crypto by upgrading their account to UNest Plus ($5.98/mo).
No, we do not charge fees or commissions for individual purchases of cryptocurrencies. However, our partner Apex Crypto charges a spread or markup on any buy or sell order submitted, in order to cover the costs associated with facilitating the transaction. UNest receives a revenue share from Apex as compensation for licensing our software to Apex Crypto.
Cryptocurrencies like Bitcoin and Ethereum are known for experiencing rapid increases and decreases in price (i.e. volatility). Uncertainty surrounding future price movements, demand for crypto, expansion of use of each project’s technology and government regulation drives investors in and out of the market (resulting in the price going up and down). Your goals and preferences as an investor will ultimately decide whether an investment in crypto is right for you.
UNest does not hold your crypto investments. We have partnered with Apex Crypto LLC, which executes all orders for cryptocurrencies and serves as the custodian of any funds you add to your UNest Crypto account. UNest does not currently provide a crypto wallet.
We encourage you to consult a tax professional about your personal financial situation. That said, crypto transactions are taxed similarly to property transactions. If you buy crypto using the UNest app and hold that crypto, the transaction will not be taxed until you realize a capital gain or loss. In the event that you sell crypto for a gain, the IRS will consider this a taxable event. However, if you sell crypto for a loss, then you could be entitled to a tax deduction. UNest does not provide tax advice. We suggest talking to a tax professional about your specific situation.
If your accounts require a tax document, UNest and Apex Crypto will provide you with a 1099. These are typically provided in the first few months of the following year.
If a UNest member decides that they want to sell a portion or all of their crypto investment, the resulting cash will be automatically deposited in your UNest brokerage account. From there, you can withdraw that cash. Currently, you cannot transfer your crypto holdings directly from your UNest Crypto account (to an application like Coinbase or a wallet like Metamask).
Visit the ‘Learn’ tab inside the UNest app to access more content about the ever-evolving crypto industry.
UNest Crypto accounts are not UTMA/UGMA’s. They are individual brokerage accounts in your name and are treated as such for tax,reporting and legal purposes.
Email us at support@unest.co and our team will do our best to handle your inquiry.
Any and all offers related to cryptocurrency are made by UNest Crypto, LLC. This is not an offer to buy or sell any securities or invest in any particular strategy. This offer is not affiliated with UNest Advisors, LLC or UNest Securities, LLC.
Cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance. Crypto Investing involves significant risk, including but not limited to market swings, flash crashes. Cryptocurrency markets and exchanges are not regulated with the same controls and protections as equity trading.
Hundreds of thousands of kids and parents are on UNest.
Earn extra savings when you shop with the brands you love.
Learn together with other parents using free resources.
It starts with the UNest app. Open an account in minutes and you’re on your way to safeguarding
your kid’s financial future.
*Any and all offers related to cryptocurrency are made by UNest Crypto, LLC. This is not an offer to buy or sell any securities or invest in any particular strategy. This offer is not affiliated with UNest Advisors, LLC or UNest Securities, LLC. Cryptocurrencies are not stocks and your cryptocurrency are not protected by either FDIC or SIPC insurance. The purchase and sale of Crypto involves significant risk, including but not limited to market swings and flash crashes. Cryptocurrency markets and exchanges are not regulated with the same controls and protections as equity trading. See our full crypto Risk Disclosure here.
*UNest Crypto accounts are not UTMA/UGMA’s. They are individual brokerage accounts in your name and are treated as such for all tax, reporting and legal purposes.
All investing involves risk.
This website is operated by UNest Advisers, LLC., an SEC Registered Investment Advisor. Brokerage services are provided to clients of UNest Advisers by UNest Securities, LLC, an SEC registered broker-dealer and member FINRA. Member of SIPC. Securities in your account protected up to $500,000. For details, please see https://www.sipc.org. UNest does not provide investment advice on investments that are guaranteed by a bank or otherwise, or that are FDIC-insured. Investing involves risk and investments may lose value. Please consider your investment risk tolerance, objectives and UNest pricing before investing. Past performance does not guarantee or indicate future results. Investment outcomes and projections are hypothetical in nature. UNest does not provide tax advice. Please consult a tax professional for such information.. To understand Calculation Methodology, refer to the Disclosure about College Savings Calculator. See UNest Brochure for additional information about risks. Please review the program description here.
Any and all offers related to cryptocurrency are made by UNest Crypto, LLC. This is not an offer to buy or sell any securities or invest in any particular strategy. This offer is not affiliated with UNest Advisors, LLC or UNest Securities, LLC. Cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance. Crypto Investing involves significant risk, including but not limited to market swings or flash crashes. Cryptocurrency markets and exchanges are not regulated with the same controls and protections as equity trading. UNest Crypto accounts are not UTMA/UGMA’s. They are individual brokerage accounts in your name and are treated as such for tax reporting and legal purposes. Testimonials, statements, and opinions presented on our website are applicable to the individuals depicted. Results will vary and may not be representative of the experience of others.
The testimonials are voluntarily provided, are not paid, nor were they provided with free products, services, or any benefits in exchange for their statements. Testimonials may not be representative of the experience of other customers and are not guarantees of future performance or success.